Ventura County Government Center
Hall of Administration Building, Fourth Floor
800 S. Victoria Ave.
Ventura, CA 93009-1940
HOUSING - Homeowner and Rental Assistance
Housing Assistance Contact List – Countywide
Click on the link above for programs and contact information within each City in Ventura County and countywide programs.
HUD, the US Dept of Housing and Urban Development , provides a variety of funding programs. HUD’s mission is to increase homeownership, support community development and increase access to affordable housing. HUD does not provide funds directly to individuals. Instead, they provide grants to government agencies, faith-based and community organizations that leverage resources and, in turn, provide programs to residents within their communities. Not every community applies for every funding opportunity, so it is best to contact the City and/or County that you live in for detailed information on what is available in your area. Do not rely on the HUD website to determine what is offered locally or regionally. Click on the “Housing Assistance Contact List” link above for the list local agency phone numbers, emails and websites.
Here are a few other programs and agencies that may be able to provide assistance, along with a brief explanation and the website link to each.
Home Ownership Center – VCCDC (Ventura County Community Development Corp)
VCCDC is a one-stop resource that provides a variety of assistance throughout the home-buying process. From our education services, including workshops and counseling, to our lending and realty support, including down payment assistance and consulting for first-time buyers, we ensure that you are supported from start to finish.
Monthly First Time Home Buyer workshops:
MCC program – Mortgage Credit Certification program: offered in each City and County unincorporated areas. The MCC is a Federal Income Tax Credit program. An MCC provides a double bonus. It increases the loan amount you qualify for and it increases your take-home pay. The MCC entitles you to take a federal income tax credit of twenty percent (20%) of the annual interest you pay on your home mortgage. Because the MCC reduces your federal income taxes and increases your net earnings, it is a great help in qualifying for your first home mortgage. The MCC is registered with the IRS, and it continues to decrease your federal income taxes each year for as long as you live in your home. Start by clicking on this link (MCC is toward the bottom of the website page) and contact a Participating Lender from your county area:
GSFA Mortgage Credit Certificate Program (GSFA MCC®)
Rural Home Improvement and repair loans/grants – applies only to applicants that are in the very low to low median income categories (see Income Limits Eligibility link below)
HPRP – County of Ventura’s Homeless Prevention and Rapid Rehousing Program – Assists local residents who are currently homeless or facing homelessness from rental housing within 21 days. Assistance may include: rental deposits; short-term rental payments; credit counseling; utility deposits; utility payments; and/or moving and storage costs. Case managers work closely with clients to develop and implement a service plan to ensure they access other public benefits. Clients are stabilized in housing and assisted comprehensively to help ensure they do not face homelessness again.
HUD tips on avoiding or dealing with foreclosure – Whether you’re in foreclosure now or worried about it in the future, the Department of Housing and Urban Development has information that can help.
Avoiding Foreclosure Scams
Click on the link above to view the Federal Reserve Board’s Tips for Avoiding Foreclosure Scams
HopeNow – The HOPE NOW Alliance includes a number of counseling organizations, which consists of all HUD Intermediaries that have affiliate offices across the United States. The organizations play a key role in the success of HOPE NOW, providing homeowners in-depth debt management, credit counseling and overall foreclosure counseling.
Keep Your Home California programs
The U.S. Treasury Department has approved CalHFA’s plan to use nearly $2 billion in federal funding to help California families struggling to pay their mortgages. The Keep Your Home California programs are focused on assisting low and moderate income families stay in their homes, when possible, and leveraging additional contributions from mortgage servicers.
Ventura County Call 211 – Help Starts Here – http://www.211ventura.org
- 2-1-1 is free and confidential and is available 24 hours a day, 7 days a week.
- Provides callers with information about, and referrals to, health and human services for basic needs and in times of crisis
- Can offer access to services such as critical human needs including food, clothing, and shelter, physical and mental health resources, drug and alcohol intervention and rehabilitation, support for the elderly, employment support including job training and transportation assistance, information on child care, recreation programs, and where to volunteer
Housing Authorities in the County of Ventura:
The Area Housing Authority of the County of Ventura (AHA) is an independent, federally funded, non-profit agency serving the unincorporated areas of Ventura County and the cities of Camarillo, Fillmore, Moorpark, Ojai, Simi Valley, and Thousand Oaks. The AHA administers a rental subsidy program called the Housing Choice Voucher Program, commonly referred to as Section 8. The Area Housing Authority also administers HUD’s Public Housing Program, also referred to as Low Rent Public Housing. There are 355 housing units which are owned, managed and maintained by the Area Housing Authority.
The Housing Authority of the City of San Buenaventura is a state chartered, federally funded, non-profit public agency, managing and administering housing assistance programs to provide decent, safe and affordable housing to low and moderate income families. The Housing Authority administers two programs. (1) The Housing Developments owned, managed and maintained by the PHA are referred to as Conventional Housing, or Low Rent Public Housing. There are 716 Conventional units in the City of Ventura, ranging in size from 0 bedrooms to 4 bedrooms. (2) The Section 8 Housing Voucher Program is a rental subsidy program administered by this agency.
The mission of the Housing Authority of the City of Port Hueneme is to provide quality housing to eligible households in a professional, fiscally prudent manner and be a positive force in our community by working with others to assist these families with appropriate supportive services. The Housing Authority administers two federally-subsidized HUD programs: the Housing Choice Voucher (Section 8) Rental Assistance Program and the Conventional Low-Income Public Housing Program.
The mission of the City of Oxnard Housing Department is to provide decent, safe, attractive, sanitary and well maintained housing for eligible low and very low income families in a manner that promotes commitment, exemplary customer services, economy, efficiency, and the social well being of the residents. Services include assistance with Public Housing and Rental Assistance.
The Santa Paula Housing Authority provides Section 8 rental subsidies to lower income families and seniors. The Section 8 vouchers assist lower-income households by paying the difference between 30% of an eligible household’s income and the actual cost of renting a unit. The Housing Authority also owns 72 low-income housing units at four locations. Phone: (805) 525-3339
Ventura County Agencies that have housing programs:
Cabrillo Economic Development Corporation – CEDC, 805-659-6868, www.cabrilloedc.org